Other income products
Every income in one report with one income figure
Put bank statement income alongside W-2 wages, rental, self-employed, RSU and retirement income in a single report. Laminr calculates each type to guideline and combines them into one qualifying income figure your team can underwrite to, with room for your own calculation.
One report
No more stitching together a separate worksheet for every income type
Every income type, one file
Add bank statements, W-2s, tax returns, leases, vesting schedules and benefit letters to the same report
One qualifying income figure
Each type is calculated to guideline, then combined into a single monthly total
Every line traceable
See the documents and guideline behind each income type that makes up the total
Every income type, in the same report
We started with the hard stuff by mastering bank statements. Our customers demanded we round out the income picture under one roof and we delivered.
Supported income types
Bank statement income
Personal and business bank statements, in the same report
W-2 wage income
Salaried and hourly earnings from W-2s
Rental income
Income from investment and rental properties
Self-employed income
Business income calculated from tax returns
RSU income
Restricted stock unit compensation
Benefits & retirement
Social Security, pensions and other retirement and benefit income
How it works
You upload the documents, Laminr handles the extraction and the math
- 1
Upload income documents
Add all of the borrower's bank statements, W-2s, tax returns and other income docs to one report (borrower name and loan number are optional)
- 2
Laminr extracts and calculates
We pull the income from each document, calculate each type to agency or investor guidelines and combine them into one qualifying income figure
- 3
Review or customize
Go with the guideline-based result, or add your own calculation when a file calls for it